17 Feb

Earnings Fall 22% Pawnshops Because Kraft

Mortgage PT (Persero) recorded a decrease in net income to Rp 718 billion in the first half of 2013. The number is down about 22% when compared with net income in the same period of the previous year of Rp 929 billion. Profit decline was due to a continued decline in the price of gold on the market.

“The decline in gold prices greatly affect the performance of the company’s significant because when the price of gold fell Mortgage loan disbursement will face obstacles because its value will go down as the price of gold down,” said Director of Mortgage Finance Agus Dwi Pramoedya when met at the Central Office Pawn Kramat, Jakarta, Thursday (01/08/2013).

However, he said, although besih profit declined but remains the company’s turnover rose. In the first half of this year, the company’s revenue still grew by 6.5% to Rp 4.1 trillion over the same period the previous year which only Rp 3.8 trillion.

Total assets also go up to Rp 33 trillion in the first half of 2013, an increase of 13% when compared to its total assets in the same period the previous year which reached Rp 29.1 trillion.

From the business side, Pawn is able to achieve a turnover in the pawning business of gold amounting to Rp 46 trillion in the first half of 2013, an increase of 6% from the same period last year of Rp 43 trillion.

“It is conventional. If sharia as of June 2013 was Rp 6 trillion, Rp 5.5 trillion last year finished up 8.6%,” he said.

In addition, the company’s customers also increased 15% to 14.4 million in the first half of 2013, when compared to the same period of the previous year which only 13.7 million.

“Seeing this increase, we believe the mortgage business will continue to grow,” he said.

17 Feb

Idea About Appropriate Web Hosting Services

If you think that there is a dearth of web hosting services, then think again. Market today is overflowing with the entities offering fruitful web hosting solutions; however, its certainly a tedious task to catch a trustworthy web host. Clients juggling around in the pursuit of such services arent capable of comprehending the technicalities associated with the web hosting services, so they need a reliable partner to depend upon. That is why were here giving an outline that defines the attributes of advantageous web hosting solutions. And to know more, you ought to read ahead

In World Wide Web arena, web hosting is the money-spinning business that constructs the foundation of your online property. Hence, taking a wise decision is indispensable here for the aspiring and upcoming website owners. But the irony is, demand is almost equivalent to supply in this sphere. Myriad web hosting companies are operating in the market and competition is really cut-throat at present. Thus, there is a need to act intelligent for the clients, apart from being decisive.

Truthfully, these web hosting services entities showcase their hosting packages that clients can avail in accordance with their budget. The predominant objective behind the formation of these packages is to cater clients of varied categories who are dreaming to own an online property. Although, clients must opt for a package considering the features that it embrace, not the price which is being charged. Eventually, what matters is quality service, not the investment that is being incurred.

Usually, unlimited hosting is what people prefer and that should always remain your priority. This will entitle you as the sole administrator of the website and you can enjoy the full control forever with certain limitations. And in this regard, clients need to understand the terms completely to avail full benefit of the services. In contrast, unlimited domain hosting services is also you need to opt for, which will give you a lifetime benefit.

Remember, the market is brimful of web hosts, but not everyone offers prolific and successful services, so being the final decision maker, you need to select the best of the best to enjoy utmost benefits in the future.

17 Feb

How to feel good in your own skin 10 awesome tips

You should make it a goal to feel good in your own skin. The advantages of liking yourself in each and every moment are awesome and shouldn’t be missed by anyone. Just follow this simple feel good tips to get started.

1)Don’t deny yourself a little delight

At least once a week permit yourself a little extravaganza. It doesn’t matter if this is buying a piece of clothing, a visit to the beauty parlor or a tasty cake, it will relax you and you will be able to concentrate better during the week knowing that you will repay yourself soon.

2)Drink more water

They don’t call water the elixir of youth for nothing… drink at least 0.2 gallons of water per day or 0.5 gallons in the warm periods. Doing this you will help your body get rid of toxins faster.

3)Do physical exercises

If for reason outside of your control you don’t have time every day to work out its recommended that you go at least every 2 days to the gym or you take a 30-45 minute walk in the park.

4)Create a written workout schedule

Beside the numerous business dates, deadlines and notes taken from meeting your agenda should also contain a weekly fitness appointment.

5)Avoid eating in front of the TV

Eating is a pleasure of life and it should be enjoyed properly. So make sure there is nothing to distract you while you are eating.

6)Pick a role model which will increase your motivation

Want to have a slim figure? Keep a photo of a model handy and watch it every time you want to stray from your diet.

7)For 5 minutes each day do breathing exercises

If you’re at the office or at home find a nice quiet place, sit comfortably, close your eyes and breath deeply for at least 5 minutes. In this time try to think of nothing!

8)30 minutes per day are yours

In this time frame you’re free to do anything you want. But don’t involve anyone else, be alone with yourself and respect this little ritual every day.

9)Write in your own diary

It might seem childish or useless, but you don’t know until you try right? Put your most private thought, or your feelings or a dream on paper and free yourself of accumulated negative energies. If you haven’t guessed yet everything you write in there can only be read by the most important person in your life: you.

10)Avoid slouching

This is an old secret… keep your back strait, pull your shoulders back and look straight ahead, not infatuated but with confidence. In time this posture not only will it become a reflex, but you will also feel yourself gaining confidence.

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This is just a sample day of the South Beach Diet. If you want to get more rapid weight loss tips visit ShedYourWeight.com There you can find out how you can lose 10 pounds in 2 weeks.

17 Feb

Enjoy Your Movie Night With An Outdoor Inflatable Cinema

Open-air movies are a good American passion. They have passed by the wayside on the day and age of the net, high-definition television, are on demand nowadays. Why don’t you restore the nostalgia of getting an outdoor motion picture with an inflatable movie screen within your back garden, poolside, or perhaps on your park? Utah inflatable cinema are perfect for celebrations. They will get everyone together all around a central area to see a great flick in the evening. Toss down some comforters around the inflatable cinema, get hold of a container of stove-top popcorn and enjoy the clean air whilst you watch your preferred new movie.

You can have a movie evening wherever there’s sufficient spot to have one in particular. It really is terrific to have a cinema night time near the pool area or even in a properly mowed yard in a person’s backyard. There is absolutely no specific place that works best. Choose a video night time that has pleasurable weather without getting a lot of blowing wind, as the inflatable cinema happen to be like kites in the event the wind begins blowing on the screen. Moreover, people enjoy pleasant night time by the inflatable cinema, resting on the grass with their beloved someone.

It is possible to lease inflatable cinemas from the nearby party leasing company. Meet with an outside occasions organization that concentrate on community backyard cinema events. Although there are just a few firms that provide this particular service, they are really professional and constantly attempt to work within your budget. They’re also an excellent supply of info on these sorts of events and generally are normally willing to share this information with organizations wanting several expert consultancy.

All you need to accomplish is ensure that you get a monitor which is large enough for ones viewers size. As well, be certain that the audio system is large enough to make sure that your entire movie guests can savor the sounds of the movie devoid of pushing to know what is actually stated. The size of the sounds should match the dimensions of the display screen.

Back yard motion pictures are a great chance to indulge your own guests and raise funds all at once. Whether you are a charitable organization, chapel or maybe an institution, a movie underneath the open stars is not merely a fantastic event but one that’s quite simple to set up. Have fun with your next evening celebration with an inflatable cinema. Your friends and relatives is going to be thankful that you did.

17 Feb

Is A Car Wash Franchise A ‘cash Flow’ Machine

The best answer to that question about a car wash franchise depends on your comfort level with taking risks. Every business has risks involved and car wash franchises are no different, however they do offer a unique opportunity in a cash business.

There are a few things you must consider before diving into the car wash franchise industry. The first decision is to decide what type of car wash franchise system you want to own. You have the option of a fully automated system that does all the work for you or you can choose to have a partially automated system that will require employees to finish the work. At first glance the fully automated one seems like the most logical choice but having more running equipment can mean more expensive things that break down and need fixing. Don’t forget that if your machines are down, cars aren’t getting washed and no money is coming in.

Choosing the right location for a car wash franchise is practically the most important thing you can do, and I’m talking more about cities than specific locations. Seattle rains about 300 days per year and people aren’t really interested in washing their cars there. On the flip side, sunny southern california barely has rain and people in socal really want to keep their car looking clean.

In talking about cash flow for a car wash franchise, one immediate hurdle is the initial franchise start up fee which ranges anywhere from $1,000 to $100,000. Typically they are in the $20,000 – $30,000 range. Some franchise fees are even non-refundable even if you decide to not buy the franchise. Make sure you find that out before you put any money down.

Another major cost of owning a car wash franchise is the royalty payments. They typically range from 3% – 6% of gross sales, not net profits. Some franchises have minimum monthly revenues no matter what happens in your business. So if you have some slow times or it rains 14 straight weekends in a row, you still gotta pay the minimum requirements.

Don’t forget that other typical car wash franchise expenses include equipment, signs, working capital, advertising fees, etc. Equipment could be anything from chemicals to car accessories to cash registers.

Bottom line is that owning a car wash franchise for cash flow is a proven business system as long as all factors are taken into consideration and smart business choices are made.

17 Feb

How to Watch Gossip Girl Season 5 Episode 15 Crazy, Cupid, Love Free

Nate serves any Valentine’s celebration, which usually Georgina accidents. In the mean time, Blair endeavors the girl palm at matchmaking; as well as Serena will be surprised by something she views.

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Any time last we still quit top of the East side, Blair (Leighton Meester) as well as Joe Louis (Hugo Becker) were heading off for honeymoon while Serta (Penn Badgley) as well as Serena (Blake Energetic) were busy not receiving enough anyplace. However in any sneak preview associated with Monday’s (January. 13) episode associated with “Gossip Girl,” that appears there’s alteration of the air.

In the cleverly-titled display “Crazy, Cupid, Love,” Blair offers came back in order to be able for you to help New york and it is prepared to discover love again…for somebody else. The lady looks to fit make for the former merchandise of Serta and also Blair. This should actually be an interesting work simply due to the fact, believe it or not, Lonely Child still has feelings with regard to Queen B.Perhaps quite possibly just about the foremost intriguing survey can it be appears which Serta has been the one accountable for delivering the particular Toss (Male impotence Westwick) and also Blair video clip in order to be able for you to help Gossip Girl. Yes, a similar movie that fundamentally wrecked Blair’s marriage before that also started.

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17 Feb

Whoi Ip Instrument Defend Your Id

Due to the modernization of instances, majority of the ideas which can be being formulated these days have gotten difficult to some individuals; especially the older generation. The older era can’t quite adapt to the rapid modifications that are occurring on the earth; especially these modifications which might be on the earth of computer systems and the internet. Phrases similar to IP Address and Whois ip look like alien language to these kinds of people.

One who is interested to know these info would possibly ask what are they made for. Well IP Address is like the identification of the situation of a specific person. It’s like the address of a particular pc connection in the world of cyber space. It’s just like the home address of an individual; it’s an identifier of their location.

These cyber addresses are fairly vital in sustaining the safety and management of persons. For instance, if one was sent an nameless e mail, they’ll use an email checker to search out out who the sender is. In the event that they won’t be able to find out who it’s, they will use the IP address of the sender to hint his or her identity. The web is one big tangle of lengthy strings; one could not be able to immediately establish a person. With the assistance of those addresses, they’ll be capable to somewhat arrange the nasty tangles to hint the person.

E mail checkers will be instruments to assist persons establish the senders of an digital mail. It’s like a steel detector. However, there are some expert programmers and cyber geeks that would really disguise their identity. That is why the use of Whois ip tools is changing into quite popular. One may be surprised as to how essential and mandatory a Whois IP instrument can be. It is a simple to make use of technique of finding out details about the owner of a domain name, an IP address or an autonomous system number on the Internet. By performing a simple search on the Whois web site one can discover out all the data that they might presumably must know about a domain name and its owner. Some of the info that will likely be found through the Whois search are things such as to who a website is registered to and their contact information similar to e-mail tackle and telephone number. In the case of a privately owned area, the Whois database comprises the full identify, handle, telephone quantity, and email handle of the registered owner of the domain.

Virtually anyone who uses the Internet for business or for leisure can find this software helpful. Domain identify consumers and web site homeowners can definitely benefit from utilizing a Whois IP software, together with website researchers and developers. Even professionals that specialize in search engine marketing and on-line advertising are benefiting from this instrument, as well.

17 Feb

Facebook rallies 30%, logs best day ever

Facebook shares rallied an impressive 30% Thursday, allowing the stock to book its best one-day gain ever. And while shares remain about 10% below the May 2012 IPO price of $38, analysts are predicting that Facebook is finally on its way to reaching, and even crossing, that threshold.

“Facebook delivered its strongest quarter yet as a public company — results that we think could be thesis-changing for many,” said Doug Anmuth, a JPMorgan analyst who boosted his price target to $44 a share from $35.

Investors and analysts are most impressed by Facebook’s growing strength in mobile advertising — a part of the business they were initially most concerned about since Facebook lacked a clear strategy for mobile advertising despite the rapidly growing number of people using Facebook on their mobile phones and tablets.

“One year into Facebook’s mobile advertising efforts, mobile has increased from zero to 41% of total ad revenue,” Anmuth highlighted in a note to clients.

While the improvements have been gradual, Facebook blew everyone away this past quarter by generating 50% more in mobile ad revenue than what Wall Street was expecting.

Even after that stellar quarter, analysts say growth should remain strong as Facebook continues to shift toward more social ads that will become increasingly valuable to advertisers.

Analysts at JMP Securities, who increased their share price target to $38, said that social media giant’s second-quarter results suggest that “Facebook is increasingly becoming a ‘must buy’ for advertisers.”

Goldman Sachs analysts were also excited by Facebook’s significant improvement in mobile advertising. They put a bullish price target of $46 on Facebook shares.

“We continue to believe Facebook is at the center of the mobile ad revolution and see considerable opportunity for it to drive higher pricing on its ad units as brand and direct marketers alike take advantage of its broad reach and precise targeting,” said Goldman analyst Heather Bellini.

As Facebook (FB) shares surged, a number of investors were getting in on the action. Over 360 million shares of Facebook had exchanged hands Thursday, more than seven times the stock’s average daily trading volume.

The day’s surge pushed the value of Facebook to more than $80 billion, up from just over $60 billion as of Wednesday’s closing bell.

Facebook’s advance was also getting plenty of attention on Twitter.

17 Feb

DC United manager Ben Olsen over the moon about new permanent home: “The stadium we deserve”

WASHINGTON — The last five months haven’t been pleasant ones for D.C. United. A lowly 2-14-4 record and only nine goals scored in 20 matches say all you need to know.

But Thursday’s press conference with D.C. Mayor Vincent C. Grayand the announcement of a $300 million public-private partnership to build a 20,000-seat soccer stadium in the Buzzard Point area of Southwest D.C. injected some serious optimism about the future of the franchise at an ideal time.

“I’m thrilled, as you can imagine,” said United third-year coach Ben Olsen, who has been a part of the club in one capacity or another since 1998. “I’m over the moon about the situation.

“I love this city, I love this team and today they come together with a huge first step to get us the stadium we deserve. The stadium that our fans have deserved, players before me have deserved, the coaches before me have deserved and the front office before this. It’s a great day.

While land acquisition issues, approval from the city council (five council members were in attendance at Thursday’s event) and a finalized stadium plan are only some of the major obstacles that remain for the league’s most decorated franchise to finally move out of RFK Stadium, the signing of a term sheet on Thursday was a big first step.

“I believe in the District and I believe in this team being in the District. Our ownership has done a very good job in a short amount of time to push this tangible first step through,” Olsen said. “Now there’s a lot of work to do, from what I hear. But with [managing partner] Jason Levien at the helm, he’s not going to take no for an answer and he’s going to push this thing until we get to the big house.

Levien has been aggressive in his pursuit of a stadium since joining the club one year ago. In the proposed deal, the District would assume the cost of land acquisition and infrastructure while United would pay for the full cost of the stadium, estimated to be roughly $150 million. Levien said while United haven’t finalized a blueprint that he believes construction would take anywhere from 18-22 months to complete.

“I think it’s going to drive our culture and our fans and our team to new heights,” Levien said. “I think this is a long time coming. And I think that there’s going to be a pep in everyone’s step in the locker room. I talked to our players and our coaches and our management about this. This is something everyone wanted to see happen and I think it’s going to resonate on the field as well as in the city.”

Levien said the team’s focus is to have the facility ready by the start of the 2016 season, but said that the outer end of the timetable could be the 2017 season. Despite the many hurdles likely to crop up throughout the development process, Levien is as optimistic as ever about making United’s new home a reality.

“We’re all in right now. We’re fully committed to this project. I have a lot of confidence in this community,” Levien said. “We signed a term sheet that requires us to move forward. Over the last 12 months there have been stops and starts along the way. Certain things that were important for our city, certain things that were important for our team. So getting here was quite an accomplishment.”